Will Medical Insurance Policies Ask If I Have HPV?
May 5, 2009 by admin
I was sexually assaulted 10 months ago and as a result I have low-risk HPV (Genital Warts.) This strain does not cause cancer or any cervical changes, only ugly warts.
I had treatment to remove the warts. Now it is on my record that I have HPV.
Will this hurt my chances at getting a good policy in the future? Will they insinuate that if I have an STD, I must be “loose” and lead a risky lifestyle that includes smoking, drinking, and other unhealthy behaviors? It is not my fault for getting the STD because I was sexually assualted.
I have an anxiety disorder so I worry constantly. Please tell me if I am worrying for nothing or if my worries are warranted.
When applying for insurance, will they ask if I have HPV? Will I have to pay a higher rate?
Hell no! Do you know the test that it takes to determine factually that you have HPV. That’s a hard thing to do. Do not even list a STD as a preexisting condition. That’s for heavy things like HIV or Hep C.